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Theory and Model of Agricultural Insurance Subsidy

查看全文 作  者:Wan [1]Kailiang;Long [2]Wenjun 高影响力作者 机构地区:[1]College of Economic Management, Huazhong Agricultural University, Wuhan Hubei 430070, China;[2]Research Center for Rural Economy, Ministry of Agriculture, Beijing 100810, China高影响力机构 出  处:《Chinese Journal of Population,Resources and Environment》索引2007年第5卷第4期,共7页高影响力期刊 摘  要:The issue of agricultural insurance subsidy is discussed in this paper aiming to make it provided more rationally and sci- entifically. It is started with the connection between agricultural insurance and financial subsidy. It is really necessary and crucial to implement the financial insurance due to the bad operational performance, especially in the developing countries. But the sub- sidy should be provided more rationally because financial subsidy has lots of negative effects. A model in competitive insurance markets developed by Ahsan et al (1982) and a farmers' decision model are developed to solve the optimal subsidized rate. Finally, the equation is got to calculate it. But a quantitative subsidized rate is not made here because the calculation should be under some restricted conditions, which are always absent in the devel- oping countries. So the government should provide some subsidy for the ex ante research and preparation to get the scientific prob- ability and premium rate. 关 键 词:农业保险 市场竞争 财政补贴 中国
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